Travel insurance - don't leave home without it

Unfortunately I have ended up in a Cusco hospital with a touch of pneumonia. Nothing major - but I am getting intravenous antibiotics to clear it up - thank god for travel insurance. The hospital room is enormous with a lounge suite, an extra bed for visitors, an enormous TV and a view to kill for - I am on a floor reserved for tourists. The doctors and nurses have been great and extremely thorough. I should be out of here in a couple of days but it may change my travel plans slightly as I may have to avoid higher altitudes for a while, particularly as I am not totally acclimatized yet.